The worry-free money account for the self-employed

Trezeo is like insurance, but not quite

Trezeo helps you get paid when work is slow and when you take time off sick or for holidays. Provides access to money when you need it. And helps you save more of your hard-earned money. All for a simple, transparent fee.

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Get paid when work is quiet

No more uncertainty. Get paid a steady, weekly pay cheque, even during time off, by letting us average your pay across busy and slow periods so you always know what you'll bring home.

Access money when you need it

Easily withdraw the money you set aside during busy periods or request an advance when you find yourself in a bind (we've all been there).

Finally, save more money

Automatically save a percentage of your income towards lovely things like a family holiday or a new car, or for necessary things like taxes or the unexpected with Trezeo tax pots. This is 100% your money and can be withdrawn any time.


Aggregate income

We put all your income sources together and pay you one single pay cheque.


Save a portion of your income. Access and withdraw anytime.

Average Pay

Get paid a regular, steady average pay cheque during busy and slow periods.​

Income Advances

Access money in emergencies before your account hits £0.

Income Top-ups

When you earn a bit less than average, we'll top you up to your average pay.

Link to your bank

Trezeo can send pay cheques to all major UK bank accounts.

All for a fair fee

A Trezeo business account costs just £5 per week (representative 35% APR). That’s it. No additional interest fees or hefty overspending charges. We don’t believe that access to credit needs to be as expensive as it is for the self-employed so we’ve included it - you just pay a flat weekly fee for unlimited drawdowns.

The money you borrow is then repaid from your future income - interest-free - while always maintaining your average take home pay cheque and saving amount.

You're in good hands

FCA authorised

We are authorised and regulated by the Financial Conduct Authority to lend money and make payments. You're in good hands.

Bank-level security

Our advanced 256-bit encryption and security rival even the biggest banks. We never access your banking credentials and all of your sensitive data is encrypted.

Your money is yours

Money is held in a segregated payment account under your name. We will never invest, lend or take any risk with it. It's 100% yours.

World-class support

You work flexibly, so we work flexibly. While we hope you never need it, Trezeo customers can contact us via email, phone, face-to-face or social media.

Worry-free finances so you can work smarter, not harder.

Representative example: In financial jargon, the Trezeo fee equates to a representative 35% APR. This assumes a credit limit of £750 on a £500 weekly average pay cheque. You may be offered a different credit limit or representative APR to any shown here, as it depends on your individual circumstances.

Access to top-ups and income advances may not be available to everyone. They are subject to your individual financial status. Failure to repay or otherwise comply with your credit agreement can negatively impact your credit score.