Last updated: 9 June 2017 (version 1)
We’ll try to keep everything in this document as straightforward as possible, but if there’s anything you don’t understand, please get in touch with us by:
If you are reading this Agreement for the first time we suggest you print or save a copy.
The Service is free. It is meant as an aid to you in understanding your finances. It is not intended to provide legal, tax or financial advice. We are not authorised to provide advice under the Financial Services and Markets Act 2000. If you require such advice please seek advice from an authorised adviser.
The Service is a finance management service that provides users with a report on their financial health based on data retrieved from their bank account
You can use the Service to retrieve your own information maintained online by third-party financial institutions with which you have a customer relationship. We refer to this as “account aggregation”. We have no responsibility for the products and services provided to you by these third parties.
We use one or more online service providers to access this information.
We do not check the account aggregation information for accuracy.
We cannot always foresee or anticipate technical or other difficulties which may result in failure to obtain data or loss of access to data. We do not assume responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, communications or personal settings.
When displayed through the Service, aggregated information is only as up to date as the information obtained from such sites. Such information may be more up-to-date when obtained directly from the relevant sites.
By providing us with your e-mail address, you agree to receive all required notices electronically, to that e-mail address.
You agree and understand that you are responsible for maintaining the confidentiality of your password which, together with your e-mail address, allows you to access the Service. If you become aware of any unauthorised use of your user information, you agree to notify us immediately at firstname.lastname@example.org.
Your right to access and use the Service is personal to you and is not transferable by you to any other person or entity. You are only entitled to access and use the service for lawful purposes.
You agree to provide us with information which is accurate, and not to misrepresent your identity or your user information.
By using the Service, you expressly authorise us to undertake account aggregation through identified third parties, on your behalf as your agent. When you connect your bank account, you will be directly connected to the website for the third party you have identified. We will submit information, ordinarily your user name and password, you provide to log you into the site. For purposes of this Agreement and solely to provide account aggregation to you as part of the Service, you grant us a limited power of attorney to access third party sites, retrieve and use your information with the full power and authority to do and perform each thing necessary in connection with such activities, as you could do in person. YOU ACKNOWLEDGE AND AGREE THAT WHEN WE ACCESS AND RETRIEVE ACCOUNT INFORMATION FROM THIRD PARTY SITES, WE ACT AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. You understand and agree that the Service is not sponsored or endorsed by any third parties accessible through the Service.
You agree that you will not:
You shall defend, indemnify and hold harmless us and our officers, directors, shareholders, and employees, from and against all claims and expenses, including but not limited to solicitors fees, in whole or in part arising out of or attributable to any breach of this Agreement by you.
Your access to and use of the Service may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of the Service or other actions that we, in our sole discretion, may elect to take.
The contents of our website at www.trezeo.com (“the Website”), including its “look and feel” (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software and other material are protected under copyright, trademark and other laws. The content of the Website and all intellectual property rights in the Service belong to or are validly licensed to us. We grant you the right to view and use the Service subject to these terms. You may download or print a copy of information provided on the Service for your personal, internal and non-commercial use only. Any distribution, reprint or electronic reproduction of any content from the Service in whole or in part for any other purpose is expressly prohibited without our prior written consent.
THE CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH THE SERVICE OR PROVIDED THROUGH THE SERVICE ARE PROVIDED TO YOU ON AN “AS-IS” AND “AS AVAILABLE” BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SERVICE. WE MAKE NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENT OF THE SERVICE, AND EXPRESSLY DISCLAIM ANY WARRANTIES OF NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. WE MAKE NO REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SERVICE IS FREE OF INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION.
TO THE EXTENT PERMITTED BY LAW, WE SHALL NOT BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, DELICT OR TORT (INCLUDING NEGLIGENCE) OR OTHERWISE FOR:
(i). LOSS OF INCOME OR REVENUE;
(ii). LOSS OF BUSINESS;
(iii). LOSS OF PROFITS OR CONTRACTS;
(iv). LOSS OF ANTICIPATED SAVINGS;
(v). LOSS OF DATA;
(vi). LOSS OF GOODWILL; OR
(vii). SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGE
ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO THE SERVICE, YOUR USE OF THE SERVICE OR THIS AGREEMENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THIS AGREEMENT, OUR LIABILITY TO YOU FOR ANY CAUSE WHATEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO £500.00 (FIVE HUNDRED POUNDS).
This Agreement will continue to apply until terminated by either you or us as set out below. If you want to terminate your agreement, email email@example.com with details of your account (email address). For security we will confirm to you by email before closing your account. When confirmed your account will be closed and your ability to log in deactivated immediately. We may at any time, terminate our agreement with you:
We may modify this Agreement from time to time. Any and all changes to this Agreement will be posted on our site. The Agreement will always state the date it was last revised. You are deemed to accept and agree to be bound by any changes to the Agreement when you use the Service after those changes are posted.
This Agreement shall be governed by and construed in accordance with Irish law. In the event of any matter or dispute arising out of or in connection with this Agreement, you and we hereby submit for the resolution of any such matter or dispute to the exclusive jurisdiction of the Irish Courts.
If any portion of this Agreement is deemed unlawful, void or unenforceable by any arbitrator or court of competent jurisdiction, this Agreement as a whole shall not be deemed unlawful, void or unenforceable, but only that portion of this Agreement that is unlawful, void or unenforceable shall be deleted from this Agreement.
If we do not exercise or enforce any legal right or remedy which is contained in the Agreement (or which we have the benefit of under any applicable law), this will not be taken to be a formal waiver of our rights and that those rights or remedies will still be available to us.
All covenants, agreements, representations and warranties made in this Agreement shall survive your acceptance of this Agreement and the termination of this Agreement.
This Agreement represents the entire understanding and agreement between you and us regarding the subject matter of the same, and supersedes all other previous agreements.